Definition and meaning of universal life insurance :

universal life insurance: Unlike traditional cash-value policies (known as "whole life"), universal life policy returns were freed from long-term, fixed-rate contracts and replaced with policies whose returns were tied to short-term interest rates and periodically adjusted. In addition, premiums and death benefits can be changed by the policyholder.

(Source: Bank of America )

Also see these pages: universal life insurance , Insurance, Insurance Sitemap, Insurance Dictionary - U

Grand Architect of the Universe Masonic term for the maker of the universe:

"the Greeks gave this Third or formative Logos the title Demiourgos, a word mystically signifying the supreme cosmic Architect of the universe. This same idea always has been held by the Christians as well as by modern speculative Freemasonry . . ." (FSO 183) Theosophically this Grand Architect is a collective way of presenting the forces of nature, the cosmocratores or cosmic builders, acting on the ideation laid down by still higher beings -- dhyani-buddhas, referred to collectively mahat or cosmic mind -- rather than a personal god or entity:

"but now the modern Masons make of their G. A. O. T. U. a personal and singular Deity" (TBL 40).

See also MASTERS, THE THREE ANCIENT GREAT. ()

(See also: Grand Architect of the Universe, Mysticism, Mysticism Dictionary, Occultism, Occultism Dictionary)

Definition and meaning of Variable Universal Life :

Variable Universal Life: A combination of the features of Variable Life Insurance and Universal Life Insurance under the same contract. Benefits are variable based on the value of equity investments, and premiums and benefits are adjustable at the option of the policyholder. (LI)

(Source: InsWeb)

Also see these pages: Variable Universal Life , Life Insurance, Life Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - V

Grantha (Sanskrit) (from granth to tie, compose)

A tying, binding, stringing together; a verse (particularly one of 32 syllables, i.e., a sloka); a composition, literary production, book -- the ancient Sanskrit manuscript being leaves held together by means of a cord.

The name especially given to the sacred scriptures of the Sikhs. These were originally compiled in 1604 by the fifth Sikh guru, Arjan, and consisted of hymns of the first five gurus and of saints of different religions and castes. In 1705-6 Govindsingh, the tenth and last guru, added the hymns of the ninth guru and enjoined that after him the Grantha would take the place of the guru. The theme of the hymns is the union of the human soul with the divine through transcending of egoism.

(See also: Grand Architect of the Universe, Mysticism, Mysticism Dictionary, Occultism, Occultism Dictionary)

Definition and meaning of Universal Mercantile System :

Universal Mercantile System: A process used in some areas to rate Property Insurance risks. It is being replaced rapidly by a new system developed by the Insurance Services Office. (PR)

(Source: InsWeb)

Also see these pages: Universal Mercantile System , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - U

Archetypal World or Universe (from Greek archetypos original pattern)

Either an abstract type in the divine mind, or a subtle form which is the model for a grosser form. In the processes of cosmic manifestation, forms are built by the builders working on a particular plane from abstract models already existing on a higher plane. In order for ideation to pass from the abstract into the concrete or visible form, the creative logoi see in the ideal world the archetypal forms of all and proceed to build upon these models forms both evanescent and transcendent (SD 1:380).

The Archetypal Man of the Qabbalah is the host of the higher dhyani-chohans collectively called 'Adam Qadmon or the upper triad of the ten Sephiroth, also svabhavat or the fourfold anima mundi, whence proceed the creative, formative, and material worlds. The archetypal world has three planes, corresponding to the First, Second, and Third Logoi, and to parabrahman with mulaprakriti or to Brahman with pradhana. In the human hierarchy, this is paramatman (the supreme self) from which fall the armies of rays which permeate every atom on every plane, constituting the unity in the divine selfhood which is the essence of all. In contrast with the septenary hierarchy below, this upper triad is called arupa (formless).

Archetypal world is also used to designate the fourth cosmic plane.

(See also: Archetypal World, Universe, Mysticism, Mysticism Dictionary, Occultism, Occultism Dictionary)

Definition and meaning of Universal Life Insurance :

Universal Life Insurance: A flexible premium life insurance policy under which the policyholder may change the death benefit from time to time (with satisfactory evidence of insurability for increases) and vary the amount or timing of premium payments. Premiums (less expense charges) are credited to a policy account from which mortality charges are deducted and to which interest is credited at rate which may change from time to time.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Universal Life Insurance , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - U

Definition and meaning of Regents of the University of California v. Bakke

Regents of the University of California v. Bakke - [Social Studies]

In 1978, in a two-part decision, the Supreme Court ruled first that Allan Bakke was a victim of reverse discrimination. Bakke, a white applicant, was twice denied admission into the University of California-Davis (UC-D) medical school even though his test scores were higher than the average of minority students who were admitted to comply with a UC-D special admissions program. But the Supreme Court also upheld the right of a school to adopt an admission program which included race or ethnic background as an element. Thus, the court did not overturn "affirmative action," preferring to take discrimination questions on a case-by-case basis.

(Source: The Social Studies Center at Texas University )

Also see these pages:  Social Studies, Social Studies Sitemap, History, History Sitemap

Definition and meaning of Regents of the University of California v. Bakke

Regents of the University of California v. Bakke - [Social Studies]

In 1978, in a two-part decision, the Supreme Court ruled first that Allan Bakke was a victim of reverse discrimination. Bakke, a white applicant, was twice denied admission into the University of California-Davis (UC-D) medical school even though his test scores were higher than the average of minority students who were admitted to comply with a UC-D special admissions program. But the Supreme Court also upheld the right of a school to adopt an admission program which included race or ethnic background as an element. Thus, the court did not overturn "affirmative action," preferring to take discrimination questions on a case-by-case basis.

(Source: The Social Studies Center at Texas University )

Also see these pages:  Social Studies, Social Studies Sitemap, History, History Sitemap

Definition and meaning of Universal Negro Improvement Association:

Universal Negro Improvement Association

Founded by black nationalist Marcus Garvey, the UNIA was popular with poor urban blacks. It advocated a "Back to Africa" movement and stimulated racial pride among African Americans.

(Source: Madrid Waddington High School )

Also see these pages:  American History, American History Sitemap, History, History Sitemap

Definition and meaning of URL, Universal Resource Locator:

URL (Universal Resource Locator) - a website address, such as: www.coris.noaa.gov

(Source: US National Oceanic and Atmospheric Administration (NOAA) )

Also see these pages: Oceanography, Oceanography Sitemap, Coral Reef, Environment, Sustainability, Climate Change,

Definition and meaning of Universal Time, UT or Z:

Universal Time (UT or Z) - the correct name for the time system previously called Greenwich Mean Time (GMT). The symbol Z is often pronounced "Zulu," the name of the letter Z in the international radio alphabet

(Source: US National Oceanic and Atmospheric Administration (NOAA) )

Also see these pages: Oceanography, Oceanography Sitemap, Coral Reef, Environment, Sustainability, Climate Change,

Definition and meaning of Group Universal Life Products, GULP :

Group Universal Life Products (GULP): Universal life insurance plans sold to members of a group, such as individual employees of an employer. There are some differences between GULP plans and individual universal life plans; for instance, GULP expense charges generally are lower than those assessed against individual policies.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Group Universal Life Products, GULP , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - G

Universalism

1)    The doctrine that all people will eventually receive salvation and eternal life. Many different groups hold to universalism from various perspectives and for diverse (and sometimes opposing) reasons. This doctrine is prevalent in liberal Christianity (among both Protestants and Roman Catholics), as well as in the New Age movement and in most non-Jude0-Christian religions.

2)    A movement dating from the late 18th century that originally affirmed universalism on the basis that Jesus' redemptive death paid for the sins of all people. As universalism developed it came to affirm that people are acceptable as they are and that no atonement or redemption from sin is needed or provided.

(See also: Universalism, New Age Spirituality, Body Mind and Soul)

Universe: from the Greek meaning "the whole thing"

The entire physical reality. This includes the physical, the astral and the spiritual There is a diversity of opinion as to whether the universe is external to God or is contained within God. Most modern New Agers believe that the universe and all reality is contained WITHIN God.

(See also: Universe, New Age Spirituality, Body Mind and Soul)

A Theosophical definition of Universe :

Universe

The theosophical philosophy divides the universe into two general functional portions  - one the consciousness side, the abode or dwelling place, and at the same time the aggregate, of all the self-conscious, thinking entities that the boundless universe contains; and the other, the material side of nature, which is their schoolhouse, their home, and their playground too. This so-called material side is a practically infinite aggregate of monads or consciousness-centers passing through that particular phase of their evolutionary journey.

This universe, therefore, is a vast aggregate of consciousnesscenters in both the two functional portions of it; and these consciousness-centers theosophists call monads. They are entities conscious in differing degrees, stretching along the boundless scale of the universal life; but in that particular phase which passes through what we humans call matter, those monads belonging to and forming that side of the universe, in the course of their long, long, evolutionary journey have not yet attained self-conscious powers or faculties. And furthermore, what we call matter, in its last analysis is actually an aggregate of these monads manifesting in their physical expressions as life-atoms.

The consciousness side of universal nature, which also consists of countless hosts of self-conscious entities, works in and through this other or material side; for these hosts of consciousnesses self-express themselves through this other or material function or side, through these other countless hosts of younger and inferior and embryo entities, which are the life-atoms  - embryo gods. The universe is therefore actually and literally imbodied consciousnesses.

See also: Universe , Mysticism, Body Mind and Soul

universe

The manifestation of One Infinity alternately expanding and contracting at infinite speed

(See also: Universe, Body Mind and Soul)

universal dharma: Cosmic order, rita.

See: dharma.

(See also: Universal dharma, Hinduism, Body Mind and Soul)

universal dissolution: The final stage in the recurring cosmic cycles of creation in which all manifestation is reabsorbed into God.

See: mahapralaya.

(See also: Universal dissolution, Hinduism, Body Mind and Soul)

universal mind: In the most profound sense, mind is the sum of all things, all energies and manifestations, all forms, subtle and gross, sacred and mundane. It is the inner and outer cosmos. Mind is maya. It is the material matrix. It is everything but That, the Self within, Parasiva, which is timeless, formless, causeless, spaceless, known by the knower only after Self Realization. The Self is the indescribable, unnameable, Ultimate Reality. Mind in its subtlest form is undifferentiated Pure Consciousness, primal substance (called Parashakti or Satchidananda), out of which emerge the myriad forms of existence, both psychic and material.

See: awareness, mind, chitta, consciousness, maya, tattva, world Three phases of mind, Five states of the mind.

(See also: Universal mind, Hinduism, Body Mind and Soul)

inner universes (or worlds): The astral and causal worlds.

See: kosha.

(See also: Inner universes, Hinduism, Body Mind and Soul)