Definition and meaning of Insurance :

A contract whereby an insurer promises to pay the insured a sum of money or some other benefit upon the happening of one or more uncertain events in exchange for the payment of a premium. There must be uncertainty as to whether the relevant event(s) may happen at all or, if they will occur (e.g. death) as to their timing.

(Source Lloyd's )

Also see these pages: Insurance , Insurance, Insurance Sitemap, Insurance Dictionary - I

Definition and meaning of EQUITY INDEXED ANNUITY :

EQUITY INDEXED ANNUITY: Nontraditional fixed annuity. The specified rate of interest guarantees a fixed minimum rate of interest like traditional fixed annuities. At the same time, additional interest may be credited to policy values based upon positive changes, if any, in an established index such as the S&P 500. The amount of additional interest depends upon the particular design of the policy. They are sold by licensed insurance agents and regulated by state insurance departments.

(Source: Insurance Information Institute )

Also see these pages: EQUITY INDEXED ANNUITY , Insurance, Insurance Sitemap, Insurance Dictionary - E

Definition and meaning of Net Retention :

Net Retention: The amount of insurance that a ceding company keeps for its own account and does not reinsure.

(Source: InsWeb)

Also see these pages: Net Retention , Insurance, Insurance Sitemap, Insurance Dictionary - N

Definition and meaning of solvency :

solvency: The minimum standard of financial health for an insurance company, when assets exceed liabilities.

(Source: Bank of America )

Also see these pages: solvency , Insurance, Insurance Sitemap, Insurance Dictionary - S

Definition and meaning of SEGLI :

SEGLI: Service Employees Group Life Insurance, which is issued to members of the armed forces while they are in the service. After separation it is convertible to individual policies from certain private insurers. (LI)

(Source: InsWeb)

Also see these pages: SEGLI , Life Insurance, Life Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - S

Definition and meaning of V&MM, VMM :

V&MM, or VMM: Vandalism and Malicious Mischief. Damage or destruction to property which is willful. Traditionally VM&M coverage was optional on many forms or added by endorsement, but today it is automatically covered by basic commercial and homeowner forms. (PR)

(Source: InsWeb)

Also see these pages: V&MM, VMM , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - V

Definition and meaning of SAA :

SAA: See Surety Association of America.

(Source: InsWeb)

Also see these pages: SAA , Insurance, Insurance Sitemap, Insurance Dictionary - S

Definition and meaning of Sublimit :

Sublimit: Any limit of insurance which exists within another limit. For example, special classes of property may be subject to a specified dollar limit per occurrence, even though the policy has a higher overall limit; a health insurance policy may limit certain benefits to fixed dollar amounts or maximum amounts per day, even though the overall coverage limit is higher.

(Source: InsWeb)

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Absolute (from Latin ab away + solvere to loosen, dissolve)

Freed, released, absolved; parallel to the Sanskrit moksha, mukti (set free, released), also to the Buddhist nirvana (blown out), all three terms signifying one who has obtained freedom from the cycle of material existence.

Absolute, in European philosophy, is used somewhat loosely for the unconditional or boundless infinitude. On the other hand, Sir W. Hamilton (Disc 13n) considers the Absolute as "diametrically opposed to, . . . contradictory of, the Infinite," which is correct from the standpoint of both etymology and abstract philosophy. Blavatsky uses the term both ways: sometimes equating it with infinity, at other times with the first cause or one divine substance-principle.

Strictly speaking, absolute is a relative term. It is the philosophic One or cosmic originant, but not the mystic zero or infinitude. An absolute or a cosmic freed one is not That (infinity), for infinity has no attributes: it is neither absolute nor nonabsolute, conscious nor unconscious, because all attributes and qualities belong to manifested and therefore noninfinite beings and things (cf FSO 89-90). The boundless or infinite, in which exist innumerable absolutes, includes the cognizer, the cognized, and the cognition, and is both matter and spirit, subject and object; all egos and non-egos are included within it.

From the zero emanate an infinite number of cosmic Ones or monads. Every absolute is not only the hierarch of its own hierarchy, the One from which all subsequent differentiations emanate, but is also a cosmic jivanmukta, a released monad freed from the pull of the lower planes. Every monad at the threshold of paranirvana reassumes its primeval essence and becomes at one with the absolute of its own hierarchy once more. The absolute is thus the goal of evolution as well as the source, the highest divinity or Silent Watcher of the hierarchy of compassion, which forms the light side of a universe or cosmic hierarchy.

(See also: Absolute , Mysticism, Mysticism Dictionary, Occultism, Occultism Dictionary)

A dictionary Of Commonly Used Sanskrit terms. From A to Crore.

Please note that all words in grey, like "yoga", "enlightenment" or "kundalini" are hyperlinked to archives further explaining the term. At the corresponding archive you will also find articles related to the term.

A dictionary Of Siddha Yoga Terminology. From Abhanga to Yogini.

Please note that all words in grey, like "enlightenment" or "kundalini" are hyperlinked to archives further explaining the term. At the corresponding archive you will also find articles related to the term.

A Dictionary of Spiritual Terms. From Acupuncture to Zoroaster.

Please note that all words in grey, like "yoga", "enlightenment" or "kundalini" are hyperlinked to archives further explaining the term. At the corresponding archive you will also find articles related to the term.

Siddha master:

One who has attained the state of enlightenment and who has the capacity to awaken the dormant spiritual energy of a disciple and guide him or her to the state of the Truth.

(See also: Siddha master , Yoga, Yoga Dictionary, Siddha Yoga, Siddha Yoga Dictionary)

A B C D E F G H I J K L M N O P Q R S T U V X Y Z

Definition and meaning of Representation :

Representation: Statements made by an applicant in the application, which he represents as being substantially true to the best of his knowledge and belief, but which are not warranted as exact in every detail.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Representation , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - R

dosha: (Sanskrit) "Bodily humor; individual constitution."

Three bodily humors, which according to ayurveda regulate the body, govern its proper functioning and determine its unique constitution. These are

• vata, the air humor;
• pitta, the fire humor; and
• kapha, the water humor.

Vata has its seat in the intestinal area, pitta in the stomach, and kapha in the lung area. They govern the creation, preservation and dissolution of bodily tissue. Vata humor is metabolic, nerve energy. Pitta is the catabolic, fire energy. Kapha is the anabolic, nutritive energy.

The three doshas (tridosha) also give rise to the various emotions and correspond to the three gunas, "qualities:" sattva (quiescence- vata), rajas (activity- pitta) and tamas (inertia- kapha).

See: ayurveda, kapha, pitta, vata.

(See also: Dosha , Hinduism, Body Mind and Soul)

faith: Trust or belief. Conviction. From the Latin fides, "trust." Faith in its broadest sense means "religion, dharma." More specifically, it is the essential element of religion-the belief in phenomena beyond the pale of the five senses, distinguishing it sharply from rationalism.

Faith is established through intuitive or transcendent experience of an individual, study of scripture and hearing the testimony of the many wise rishis speaking out the same truths over thousands of years. This inner conviction is based in the divine sight of the third eye center, ajna chakra.

Rightly founded, faith transcends reason, but does not conflict with reason. Faith also means confidence, as in the testimony and reputation of other people. The Sanskrit equivalent is shraddha. Synonyms include astikya, vishvasa, dharma and mati.

(See also: Faith , Hinduism, Body Mind and Soul)

temple: An edice in a consecrated place dedicated to the worship of God or the Gods. From the Latin templum, "temple, sanctuary; marked space."

Hindu temples, over one million worldwide, are revered as sacred, magical places in which the three worlds most consciously commune - structures especially built and consecrated to channel the subtle spiritual energies of inner-world beings.

The temple's psychic atmosphere is maintained through regular worship ceremonies (puja) invoking the Deity, who uses His installed image (murti) as a temporary body to bless those living on the earth plane. In Hinduism, the temple is the hub of virtually all aspects of social and religious life. It may be referred to by the Sanskrit terms mandira, devalaya (or Sivalaya, a Siva temple), as well as by vernacular terms such as koyil (Tamil).

See: garbhagriha, darshana, mandapa, pradakshina, sound, teradi, tirthayatra.

(See also: Temple , Hinduism, Body Mind and Soul)

666

Many have been the designators of this apocalyptic finger, from Nero to the Popes, to Mohammed, to Ronald Wilson Reagan. But only through careful numerological analysis can we be certain of its true meaning. In The Dimensions of Paradise, John Mitchell shows clearly how this "number of the beast" is actually the Gnostic designation for Jesus Christ and the Crucifiction foisted on the world by the corrupt Church. Christ as an historical figure instead of a spiritual force was repugnant to the Gnostics. Decadent Babylon and the New Jerusalem are one and the same City of God, symbolizing the death rattle for the perverted religion and the birth of a new understanding. In Revelation, 666 refers to the phrase kai ho arithmos Chi-Xi-Sigma and stands for Jesus Christ as the idol on the cross rather than the Gnostic idea of the new Christ spirit, "the son of man," present in all men (much like our own "New Aeon" feeling). The New Jerusalem numbers are 3168, 1080, 1224 and 1764, but especially 864 and 666 (all of these, by the way, reduce to 9). New Jerusalem itself is 961 (seven), as is "the number of the leaves of the Tree of Life which are for the healing of nations."

A similar attribution can be found in Kenneth Grant's work (Outside the Circles of Time). For him, as for the writer of Revelation, the number has special apocalyptic meanings: "The Christians misunderstood the Unspeakable Name (IHVH) and supposed that by causing a rift between the Old Ones and the life-wave on earth they could 'save' mankind, and incidentally [of course!] gain total mastery of the planet." In order to do this, they inserted the Hebrew letter Shin (Grant calls this the letter of "Spirit," others associate it with "fire") between IH and VH, the Sh of Spirit. Thus we derive the name Yeheshuah or Johoshuah (IHShVH), which in Latin we call Jesus. The Xtians proceeded from there to identify this mythological name with a real person who, as Gerald Massey demonstrated, could only have been -- in an historic sense -- Jesus ben Pandira, an Egyptian who lived a century earlier. This wizard's mother was named Mary Magdalene, and he was stoned to death for sorcery. But the letter Shin, Grant tells us, "represents the triple-tongued flame of the Great Old Ones, whose supreme concentration -- Choronzon -- exhibits the triple Firetongue in the number 333." The latter is "mirrored in the final Heh of Tetragrammaton, the daughter-letter, whose number becomes the trebled Hex and the Unholy Act of Earth's destruction, under the rule of the Son of Typhon who is Set/Satan and the Anti-Christ."

Thus, to this very day, the idol that the entire "Christian" world bows down to is not the Christos spirit at all, but the Anti-Christ. The washed faces, the white gloves, the alb and pale lilies of Sunday worship cannot dispel the blood of ages. Average Galileans are unable to display love of any kind for their fellow-man. Instead, they constantly evoke the images of sin, corruption, misery and damnation. All "holy books" contain contradictions, lies and false teachings, but the Xtian Bible is a monument of fabrications and contradictions, second only to the Koran.

(See also: 666 , Magick, Mysticism, Mysticism Dictionary, Body Mind and Soul,)

Insurance companies may be classified as Life insurance companies, who sell life insurance, annuities and pensions products. Non-life or general insurance companies, who sell other types of insurance. In most countries, life and non-life insurers are subject to different regulations, tax and accounting rules. The main reason for the distinction between the two types of company is that life business is very long term in nature — coverage for life assurance or a pension can cover risks over many decades. By contrast, non-life insuranc ...

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AJNA CHAKRA: centre of spiritual energy between the two eyebrows

(See also: AJNA CHAKRA , Hinduism, Hinduism Dictionary, Sanskrit Dictionary, Body Mind and Soul)