This is a sitemap for Insurance - E . Click on a link and you will find multiple definitions and articles related to the word. The sitemap(s) covers over 4.324 different insurance terms.

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Property Insurance Terms, Auto Insurance Terms, Car Insurance Terms, Health Insurance Terms, Flood Insurance Terms, Life Insurance Terms, Insurance Business Terms, Insurance Liability Terms, Insurance terms,

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Definition and meaning of Insurance :

A contract whereby an insurer promises to pay the insured a sum of money or some other benefit upon the happening of one or more uncertain events in exchange for the payment of a premium. There must be uncertainty as to whether the relevant event(s) may happen at all or, if they will occur (e.g. death) as to their timing.

(Source Lloyd's )

Also see these pages: Insurance , Insurance, Insurance Sitemap, Insurance Dictionary - I

Definition and meaning of Extended Period of Indemnity :

Extended Period of Indemnity: A Business Income coverage that continues coverage for income losses for a period of time after operations have resumed. (PR)

(Source: InsWeb)

Also see these pages: Extended Period of Indemnity , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - E

Definition and meaning of EQUITY INDEXED ANNUITY :

EQUITY INDEXED ANNUITY: Nontraditional fixed annuity. The specified rate of interest guarantees a fixed minimum rate of interest like traditional fixed annuities. At the same time, additional interest may be credited to policy values based upon positive changes, if any, in an established index such as the S&P 500. The amount of additional interest depends upon the particular design of the policy. They are sold by licensed insurance agents and regulated by state insurance departments.

(Source: Insurance Information Institute )

Also see these pages: EQUITY INDEXED ANNUITY , Insurance, Insurance Sitemap, Insurance Dictionary - E

Definition and meaning of V&MM, VMM :

V&MM, or VMM: Vandalism and Malicious Mischief. Damage or destruction to property which is willful. Traditionally VM&M coverage was optional on many forms or added by endorsement, but today it is automatically covered by basic commercial and homeowner forms. (PR)

(Source: InsWeb)

Also see these pages: V&MM, VMM , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - V

Definition and meaning of OL&T :

OL&T: See Owners, Landlords, and Tenants Liability Insurance. (LA)

(Source: InsWeb)

Also see these pages: OL&T , Insurance Liability, Insurance Liability Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - O

Definition and meaning of Endorsements :

Endorsements: An additional piece of paper, not a part of the original contract, which cites certain terms and which, when attached to the original contract, becomes a legal part of that contract.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Endorsements , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - E

Definition and meaning of Masonry Noncombustible Construction :

Masonry Noncombustible Construction: A building which has exterior walls constructed of masonry materials, such as adobe, brick, concrete, gypsum block, hollow concrete block, stone, tile, or other similar materials, with floors and roof constructed of metal or other noncombustible materials. (PR)

(Source: InsWeb)

Also see these pages: Masonry Noncombustible Construction , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - M

Definition and meaning of Antiselection :

Antiselection: The tendency of persons who present a poorer-than-average risk to apply for, or continue, insurance to a greater extent than do persons with average or better-than-average expectations of loss.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Antiselection , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - A

Definition and meaning of Loss Payee, Lien holder :

Loss Payee/Lien holder:  A person or entity with a legally secured insurable interest in another's property, usually a financial institution that loaned money to buy a car. The car is the loan collateral. If the auto is damaged in an accident, loss payments will be made to you and to the loss payee on your policy.

(Source: CarInsurance.com )

Also see these pages: Loss Payee, Lien holder , Car Insurance, Car Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Representation :

Representation: Statements made by an applicant in the application, which he represents as being substantially true to the best of his knowledge and belief, but which are not warranted as exact in every detail.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Representation , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - R

ether: Akasha. Space, the most subtle of the five elements.

See: akasha, tattva.

(See also: Ether , Hinduism, Body Mind and Soul)

Definition and meaning of Proximate Cause :

Proximate Cause: The dominating cause of loss or damage; an unbroken chain of events between the occurrence and damage.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Proximate Cause , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - P

Definition and meaning of Liability Insurance :

Liability Insurance: Provides protection for the insured against loss arising out of legal liability to third parties.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Insurance , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability Insurance :

Liability Insurance: Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Insurance , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability Limits :

Liability Limits: The stipulated sum or sums beyond which an insurance company is not liable to protect the insured.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Limits , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability Without Fault :

Liability Without Fault: Principle on which workers compensation is based, holding the employer absolutely liable for occupational injuries or disease suffered by workers, regardless of who is at fault.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Without Fault , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability :

Liability: Any legally enforceable obligation.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Legal Reserve :

Legal Reserve: The minimum reserve which a company must keep to meet future claims and obligations as they are calculated under the state insurance code.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Legal Reserve , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Law of Large Numbers :

Law of Large Numbers: Concept that the greater the number of exposures, the more closely will actual results approach the probable results expected from an infinite number of exposures.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Law of Large Numbers , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L