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Article
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Insurance
Sitemap I - D
This is a
sitemap for Insurance -
D . Click on a link and you will
find multiple definitions and articles related to the word. The sit...
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Insurance:
Insurance Glossary Dictionary Ii - Insurance
Definition
and meaning of
Insurance :
A contract whereby an insurer promises to pay the insured a sum of money or some other ...
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Dictionary
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V&mm, Vmm:
Property Insurance Glossary Dictionary -
V&mm, Vmm
Definition
and meaning of
V&MM, VMM :
V&MM, or VMM: Vandalism and Malicious Mischief. Damage or destruction to proper...
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Dictionary
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Extended Period Of Indemnity:
Property Insurance Glossary Dictionary -
Extended Period Of Indemnity
Definition
and meaning of
Extended Period of Indemnity :
Extended Period of Indemnity: A Business Income coverage that contin...
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Dictionary
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Antiselection:
Insurance Business Glossary Dictionary -
Antiselection
Definition
and meaning of Antiselection :
Antiselection: The tendency of persons who present a poorer-than-average risk to ap...
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Dictionary
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Loss Payee, Lien Holder:
Car Insurance Glossary Dictionary -
Loss Payee, Lien Holder
Definition
and meaning of Loss Payee, Lien holder :
Loss Payee/Lien holder: A person or entity with a legally secured i...
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Dictionary
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Net Retention:
Insurance Terms Dictionary - Net Retention
Definition
and meaning of
Net Retention :
Net Retention: The amount of insurance that a ceding company keeps for its own acco...
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Dictionary
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Saa:
Insurance Terms Dictionary - Saa
Definition
and meaning of
SAA :
SAA: See Surety Association of America.
(Source:
InsWeb)
Also see these pages: S...
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Dictionary
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Sublimit:
Insurance Terms Dictionary - Sublimit
Definition
and meaning of
Sublimit :
Sublimit: Any limit of insurance which exists within another limit. For example, special...
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Dictionary
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Solvency:
Insurance Glossary Dictionary Iii - Solvency
Definition
and meaning of
solvency :
solvency: The minimum standard of financial health for an insurance company, when assets...
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Dictionary
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Titiksha, Titiksa:
Spiritual - Theosophy
Dictionary On
Titiksha, Titiksa
Titiksha titiksa (Sanskrit) [from the verbal root tij to urge, incite to action, be active in endurance or patience] Patience, ...
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Dictionary
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Representation:
Insurance Business Glossary Dictionary -
Representation
Definition
and meaning of Representation :
Representation: Statements made by an applicant in the application, which he repre...
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Dictionary
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Iaho:
Spiritual Theosophical
Dictionary On
Iaho
Iaho. Though this name is more fully treated under the word"Yaho" and "Iao", a few words of explanation will not b...
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Dictionary
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Neophyte:
Spiritual Theosophical
Dictionary On
Neophyte
Neophyte (Ancient Greek). A novice; a postulant or candidate for the Mysteries. The methods of initiation varied. Neophytes ha...
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Dictionary
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Suffism:
Spiritual Theosophical
Dictionary On
Suffism
Suffism (Ancient Greek). From the root of Sophia, "Wisdom ". A mystical sect in Persia something like the Vedantins; though ...
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Dictionary
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Proximate Cause:
Insurance Business Glossary Dictionary -
Proximate Cause
Definition
and meaning of Proximate Cause :
Proximate Cause: The dominating cause of loss or damage; an unbroken chain of eve...
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Dictionary
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Sephiroth:
Spiritual Theosophical
Dictionary On
Sephiroth
Sephiroth (Hebrew, Jewish). The ten emanations of Deity; the highest is formed by the concentration of the Ain Soph Aur, or the Limitl...
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Dictionary
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Liability:
Insurance Business Glossary Dictionary -
Liability
Definition
and meaning of Liability :
Liability: Any legally enforceable obligation.
(Source:
The Haskayne School of Busin...
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Dictionary
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Liability Limits:
Insurance Business Glossary Dictionary -
Liability Limits
Definition
and meaning of Liability Limits :
Liability Limits: The stipulated sum or sums beyond which an insurance company i...
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Dictionary
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Liability Insurance:
Insurance Business Glossary Dictionary -
Liability Insurance
Definition
and meaning of Liability Insurance :
Liability Insurance: Insurance covering the policyholder's legal liability re...
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Dictionary
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Liability Without Fault:
Insurance Business Glossary Dictionary -
Liability Without Fault
Definition
and meaning of Liability Without Fault :
Liability Without Fault: Principle on which workers compensation is based...
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Dictionary
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Liability Insurance:
Insurance Business Glossary Dictionary -
Liability Insurance
Definition
and meaning of Liability Insurance :
Liability Insurance: Provides protection for the insured against loss arising...
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Dictionary
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Legal Reserve:
Insurance Business Glossary Dictionary -
Legal Reserve
Definition
and meaning of Legal Reserve :
Legal Reserve: The minimum reserve which a company must keep to meet future claims ...
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Dictionary
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Last Clear Chance Rule:
Insurance Business Glossary Dictionary -
Last Clear Chance Rule
Definition
and meaning of Last Clear Chance Rule :
Last Clear Chance Rule: Statutory modification of the contributory neglige...
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Dictionary
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Larceny-theft:
Insurance Business Glossary Dictionary -
Larceny-theft
Definition
and meaning of Larceny-theft :
Larceny-theft: The unlawful taking, carrying, leading or riding away of another per...
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Dictionary
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Lapsed Policy:
Insurance Business Glossary Dictionary -
Lapsed Policy
Definition
and meaning of Lapsed Policy :
Lapsed Policy: A policy terminated for non-payment of premiums. The term is sometim...
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Dictionary
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Law Of Large Numbers:
Insurance Business Glossary Dictionary -
Law Of Large Numbers
Definition
and meaning of Law of Large Numbers :
Law of Large Numbers: Concept that the greater the number of exposures, the ...
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Dictionary
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Legal Reserve Life Insurance Company:
Insurance Business Glossary Dictionary -
Legal Reserve Life Insurance Company
Definition
and meaning of Legal Reserve Life Insurance Company :
Legal Reserve Life Insurance Company: A life insurance compa...
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Dictionary
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Level Premium:
Insurance Business Glossary Dictionary -
Level Premium
Definition
and meaning of Level Premium :
Level Premium: A premium which remains unchanged throughout the life of a policy.
...
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Dictionary
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Level Commission Scale:
Insurance Business Glossary Dictionary -
Level Commission Scale
Definition
and meaning of Level Commission Scale :
Level Commission Scale: A commission scale providing for payment of commis...
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Dictionary
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Level Premium Life Insurance:
Insurance Business Glossary Dictionary -
Level Premium Life Insurance
Definition
and meaning of Level Premium Life Insurance :
Level Premium Life Insurance: Life insurance for which the premium r...
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Dictionary
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Life Income Option:
Insurance Business Glossary Dictionary -
Life Income Option
Definition
and meaning of Life Income Option :
Life Income Option: Life insurance settlement option in which the policy proce...
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Dictionary
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Limited Payment Life Insurance:
Insurance Business Glossary Dictionary -
Limited Payment Life Insurance
Definition
and meaning of Limited Payment Life Insurance :
Limited Payment Life Insurance: Whole life insurance on which prem...
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Dictionary
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Lifetime Disability Benefit:
Insurance Business Glossary Dictionary -
Lifetime Disability Benefit
Definition
and meaning of Lifetime Disability Benefit :
Lifetime Disability Benefit: Disability income payable for the life o...
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Dictionary
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Lifetime Disability Benefit:
Insurance Business Glossary Dictionary -
Lifetime Disability Benefit
Definition
and meaning of Lifetime Disability Benefit :
Lifetime Disability Benefit: A benefit to help replace income lost by...
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Dictionary
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Limited Policy:
Insurance Business Glossary Dictionary -
Limited Policy
Definition
and meaning of Limited Policy :
Limited Policy: A contract which covers only certain specified diseases or acciden...
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Dictionary
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Limited Policy:
Insurance Business Glossary Dictionary -
Limited Policy
Definition
and meaning of Limited Policy :
Limited Policy: One that covers only specified accidents or sicknesses.
(Source...
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Dictionary
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Liquor Liability Law:
Insurance Business Glossary Dictionary -
Liquor Liability Law
Definition
and meaning of Liquor Liability Law :
Liquor Liability Law: See Dramshop Law.
(Source:
The Haskayne School of B...
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Dictionary
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Liquidation:
Insurance Business Glossary Dictionary -
Liquidation
Definition
and meaning of Liquidation :
Liquidation: Dissolving a company by selling its assets for cash.
(Source:
The Has...
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Dictionary
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Life Insurance Programming:
Insurance Business Glossary Dictionary -
Life Insurance Programming
Definition
and meaning of Life Insurance Programming :
Life Insurance Programming: Systematic method of determining the insur...
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Dictionary
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Life Insurance In Force:
Insurance Business Glossary Dictionary -
Life Insurance In Force
Definition
and meaning of Life Insurance in Force :
Life Insurance in Force: The sum of the face amounts, plus dividend addit...
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Dictionary
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Life Annuity:
Insurance Business Glossary Dictionary -
Life Annuity
Definition
and meaning of Life Annuity :
Life Annuity: A contract that provides an income for life.
(Source:
The Haskayne ...
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Dictionary
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Life Annuity:
Insurance Business Glossary Dictionary -
Life Annuity
Definition
and meaning of Life Annuity :
Life Annuity: A series of payments under which payments, once begun, continue throug...
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Dictionary
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Life Annuity With 10 Years Certain:
Insurance Business Glossary Dictionary -
Life Annuity With 10 Years Certain
Definition
and meaning of Life Annuity With 10 Years Certain :
Life Annuity With 10 Years Certain: An annuity which pays an i...
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Dictionary
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Life Expectancy:
Insurance Business Glossary Dictionary -
Life Expectancy
Definition
and meaning of Life Expectancy :
Life Expectancy: The average number of years of life remaining for a group of per...
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Dictionary
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Life Insurance:
Insurance Business Glossary Dictionary -
Life Insurance
Definition
and meaning of Life Insurance :
Life Insurance: Insurance providing for payment of a specified amount on the insur...
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Dictionary
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Lapse:
Insurance Business Glossary Dictionary -
Lapse
Definition
and meaning of Lapse :
Lapse: The termination or discontinuance of an insurance policy due to non-payment of a pre...
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Dictionary
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License And Permit Bond:
Insurance Business Glossary Dictionary -
License And Permit Bond
Definition
and meaning of License and Permit Bond :
License and Permit Bond: Type of surety bond guaranteeing that the person...
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Dictionary
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Judicial Bond:
Insurance Business Glossary Dictionary -
Judicial Bond
Definition
and meaning of Judicial Bond :
Judicial Bond: Type of surety bond used for court proceedings and guaranteeing that...
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Dictionary
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Intestate:
Insurance Business Glossary Dictionary -
Intestate
Definition
and meaning of Intestate :
Intestate: Without a will.
(Source:
The Haskayne School of Business at the
Universit...
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Dictionary
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Interest-adjusted Method:
Insurance Business Glossary Dictionary -
Interest-adjusted Method
Definition
and meaning of Interest-Adjusted Method :
Interest-Adjusted Method: Method of determining cost to an insured of a ...
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Dictionary
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Interest Option:
Insurance Business Glossary Dictionary -
Interest Option
Definition
and meaning of Interest Option :
Interest Option: Life insurance settlement option in which the principal is retai...
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Dictionary
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Investment Income:
Insurance Business Glossary Dictionary -
Investment Income
Definition
and meaning of Investment Income :
Investment Income: The income generated by a company's portfolio of investments...
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Dictionary
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Investment Income:
Insurance Business Glossary Dictionary -
Investment Income
Definition
and meaning of Investment Income :
Investment Income: The portion of a company's income which is derived from its ...
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Dictionary
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Involuntary Costs:
Insurance Business Glossary Dictionary -
Involuntary Costs
Definition
and meaning of Involuntary Costs :
Involuntary Costs: insurance company costs incurred as a result of partic...
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Dictionary
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Investment Only Contract:
Insurance Business Glossary Dictionary -
Investment Only Contract
Definition
and meaning of Investment Only Contract :
Investment Only Contract: Type of funding instrument that uses only the ...
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Dictionary
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Interest:
Insurance Business Glossary Dictionary -
Interest
Definition
and meaning of Interest :
Interest: Money paid for the use of money.
(Source:
The Haskayne School of Business a...
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Dictionary
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Inter Vivos Trust:
Insurance Business Glossary Dictionary -
Inter Vivos Trust
Definition
and meaning of Inter vivos Trust :
Inter vivos Trust: A trust created while the creator of the trust is living. Al...
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Dictionary
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Insured Or Insured Life:
Insurance Business Glossary Dictionary -
Insured Or Insured Life
Definition
and meaning of Insured or Insured Life :
Insured or Insured Life: The person on whose life the policy is issued.
...
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Dictionary
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Insured:
Insurance Business Glossary Dictionary -
Insured
Definition
and meaning of Insured :
Insured: A person or organization covered by an insurance policy, including the "nam...
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Dictionary
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Insurance Services Offices, Iso:
Insurance Business Glossary Dictionary -
Insurance Services Offices, Iso
Definition
and meaning of Insurance Services Offices, ISO :
Insurance Services Offices (ISO): Major rating organization in pr...
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Dictionary
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Insurer:
Insurance Business Glossary Dictionary -
Insurer
Definition
and meaning of Insurer :
Insurer: The party to the insurance contract who promises to pay losses or benefits. Also...
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Dictionary
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Insuring Agreement:
Insurance Business Glossary Dictionary -
Insuring Agreement
Definition
and meaning of Insuring Agreement :
Insuring Agreement: That part of an insurance contract that states the promise...
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Dictionary
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Integration:
Insurance Business Glossary Dictionary -
Integration
Definition
and meaning of Integration :
Integration: A coordination of pension, disability or other benefit with the other so...
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Dictionary
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Insuring Clause:
Insurance Business Glossary Dictionary -
Insuring Clause
Definition
and meaning of Insuring Clause :
Insuring Clause: The clause which sets forth the type of loss being covered by th...
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Dictionary
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Ipg Plan:
Insurance Business Glossary Dictionary -
Ipg Plan
Definition
and meaning of IPG Plan :
IPG Plan: See Immediate Participation Guarantee Plan.
(Source:
The Haskayne School of...
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Dictionary
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Ira:
Insurance Business Glossary Dictionary -
Ira
Definition
and meaning of IRA :
IRA: See Individual Retirement Account.
(Source:
The Haskayne School of Business at the
Un...
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Dictionary
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Jumbo Risk:
Insurance Business Glossary Dictionary -
Jumbo Risk
Definition
and meaning of Jumbo Risk :
Jumbo Risk: A risk involving exceptionally high benefits.
(Source:
The Haskayne Sch...
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Dictionary
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Living Benefits Rider:
Insurance Business Glossary Dictionary -
Living Benefits Rider
Definition
and meaning of Living Benefits Rider :
Living Benefits Rider: A rider that allows insureds who are terminally ill ...
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Dictionary
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Judgment Rating:
Insurance Business Glossary Dictionary -
Judgment Rating
Definition
and meaning of Judgment Rating :
Judgment Rating: Rate-making method for which each exposure is individually evalu...
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Dictionary
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Jumping Juvenile Insurance Policy:
Insurance Business Glossary Dictionary -
Jumping Juvenile Insurance Policy
Definition
and meaning of Jumping Juvenile Insurance Policy :
Jumping Juvenile Insurance Policy: Life insurance purchased by ...
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Dictionary
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Kenney Rule:
Insurance Business Glossary Dictionary -
Kenney Rule
Definition
and meaning of Kenney Rule :
Kenney Rule: Concept permitting a property liability insurer to write $2 of new net p...
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Dictionary
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Key-person Insurance:
Insurance Business Glossary Dictionary -
Key-person Insurance
Definition
and meaning of Key-Person Insurance :
Key-Person Insurance: Insurance designed to protect a business firm against ...
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Dictionary
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Keogh, Hr 10 Account:
Insurance Business Glossary Dictionary -
Keogh, Hr 10 Account
Definition
and meaning of Keogh, HR 10 Account :
Keogh (HR 10) Account: An account to which a self-employed person can make a...
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Dictionary
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Joint-and-survivor Annuity:
Insurance Business Glossary Dictionary -
Joint-and-survivor Annuity
Definition
and meaning of Joint-and-Survivor Annuity :
Joint-and-Survivor Annuity: A contract that provides income periodical...
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Dictionary
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Joint-and-several Liability:
Insurance Business Glossary Dictionary -
Joint-and-several Liability
Definition
and meaning of Joint-and-Several Liability :
Joint-and-Several Liability: A legal principle that permits the injur...
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Dictionary
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Irrevocable Trust:
Insurance Business Glossary Dictionary -
Irrevocable Trust
Definition
and meaning of Irrevocable Trust :
Irrevocable Trust: A trust in which the creator does not reserve the right to r...
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Dictionary
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Irrevocable Beneficiary:
Insurance Business Glossary Dictionary -
Irrevocable Beneficiary
Definition
and meaning of Irrevocable Beneficiary :
Irrevocable Beneficiary: Beneficiary designation allowing no change to be...
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Dictionary
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Iso:
Insurance Business Glossary Dictionary -
Iso
Definition
and meaning of ISO :
ISO: See Insurance Services Office.
(Source:
The Haskayne School of Business at the
Univer...
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Dictionary
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Joint Tenants:
Insurance Business Glossary Dictionary -
Joint Tenants
Definition
and meaning of Joint Tenants :
Joint Tenants: A form of joint property ownership with right of survivorship, i.e.,...
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Dictionary
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Joint Underwriting Association:
Insurance Business Glossary Dictionary -
Joint Underwriting Association
Definition
and meaning of Joint Underwriting Association :
Joint Underwriting Association: A device used to provide insurance...
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Dictionary
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Joint Underwriting Association:
Insurance Business Glossary Dictionary -
Joint Underwriting Association
Definition
and meaning of Joint Underwriting Association :
Joint Underwriting Association: One of several types of "shar...
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Dictionary
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Labor-management Relations Act Of 1947, Taft-hartley Act:
Insurance Business Glossary Dictionary -
Labor-management Relations Act Of 1947, Taft-hartley Act
Definition
and meaning of Labor-Management Relations Act of 1947, Taft-Hartley Act :
Labor-Management Relations Act of 1947 (...
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Dictionary
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Loss Avoidance:
Insurance Business Glossary Dictionary -
Loss Avoidance
Definition
and meaning of Loss Avoidance :
Loss Avoidance: A risk management technique whereby a situation or activity that m...
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Dictionary
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Ocean Marine Insurance:
Insurance Business Glossary Dictionary -
Ocean Marine Insurance
Definition
and meaning of Ocean Marine Insurance :
Ocean Marine Insurance: Coverage on all types of vessels, including liabil...
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Dictionary
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Ocean Marine Insurance:
Insurance Business Glossary Dictionary -
Ocean Marine Insurance
Definition
and meaning of Ocean Marine Insurance :
Ocean Marine Insurance: Insurance for sea-going vessels, including liabili...
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Dictionary
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Occurrence Policy:
Insurance Business Glossary Dictionary -
Occurrence Policy
Definition
and meaning of Occurrence policy :
Occurrence policy: A liability insurance policy that covers claims arising out ...
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Dictionary
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Operating Ratio:
Insurance Business Glossary Dictionary -
Operating Ratio
Definition
and meaning of Operating Ratio :
Operating Ratio: The sum of expenses and losses expressed as a percent of earned ...
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Dictionary
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Optionally Renewable Contract:
Insurance Business Glossary Dictionary -
Optionally Renewable Contract
Definition
and meaning of Optionally Renewable Contract :
Optionally Renewable Contract: A contract of health insurance in wh...
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Dictionary
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Ordinary Life Insurance:
Insurance Business Glossary Dictionary -
Ordinary Life Insurance
Definition
and meaning of Ordinary Life Insurance :
Ordinary Life Insurance: Life insurance usually issued in amounts of $1,0...
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Dictionary
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Ordinary Life:
Insurance Business Glossary Dictionary -
Ordinary Life
Definition
and meaning of Ordinary Life :
Ordinary Life: Synonymous With Whole Life and Straight Life: The three terms are ap...
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Dictionary
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Occurrence:
Insurance Business Glossary Dictionary -
Occurrence
Definition
and meaning of Occurrence :
Occurrence: An accident, including continuous or repeated exposure to substantially th...
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Dictionary
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Occupational Hazards:
Insurance Business Glossary Dictionary -
Occupational Hazards
Definition
and meaning of Occupational Hazards :
Occupational Hazards: Occupations which expose the insured to greater than n...
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Dictionary
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Nonoccupational Policy:
Insurance Business Glossary Dictionary -
Nonoccupational Policy
Definition
and meaning of Nonoccupational Policy :
Nonoccupational Policy: One that provides off-the-job coverage only; it do...
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Dictionary
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Nonoccupational Policy:
Insurance Business Glossary Dictionary -
Nonoccupational Policy
Definition
and meaning of Nonoccupational Policy :
Nonoccupational Policy: Contract which insures a person against off-the-jo...
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Dictionary
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Nonparticipating Insurance:
Insurance Business Glossary Dictionary -
Nonparticipating Insurance
Definition
and meaning of Nonparticipating Insurance :
Nonparticipating Insurance: Plan of insurance under which the policy-h...
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Dictionary
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Nonparticipating Policy:
Insurance Business Glossary Dictionary -
Nonparticipating Policy
Definition
and meaning of Nonparticipating Policy :
Nonparticipating Policy: A life insurance policy in which the company doe...
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Dictionary
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Nonprofit Insurers:
Insurance Business Glossary Dictionary -
Nonprofit Insurers
Definition
and meaning of Nonprofit Insurers :
Nonprofit Insurers: Persons organized under special state laws to provide hosp...
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Dictionary
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Nonparticipating Policy:
Insurance Business Glossary Dictionary -
Nonparticipating Policy
Definition
and meaning of Nonparticipating Policy :
Nonparticipating Policy: One that does not provide for the payment of a d...
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Dictionary
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Overhead Expense Insurance:
Insurance Business Glossary Dictionary -
Overhead Expense Insurance
Definition
and meaning of Overhead Expense Insurance :
Overhead Expense Insurance: A special form of health insurance designe...
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Dictionary
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Overhead Insurance:
Insurance Business Glossary Dictionary -
Overhead Insurance
Definition
and meaning of Overhead Insurance :
Overhead Insurance: A type of short-term disability income contract that reimb...
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