This is a sitemap for Insurance - D . Click on a link and you will find multiple definitions and articles related to the word. The sitemap(s) covers over 4.324 different insurance terms.

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Definition and meaning of Insurance :

A contract whereby an insurer promises to pay the insured a sum of money or some other benefit upon the happening of one or more uncertain events in exchange for the payment of a premium. There must be uncertainty as to whether the relevant event(s) may happen at all or, if they will occur (e.g. death) as to their timing.

(Source Lloyd's )

Also see these pages: Insurance , Insurance, Insurance Sitemap, Insurance Dictionary - I

Definition and meaning of V&MM, VMM :

V&MM, or VMM: Vandalism and Malicious Mischief. Damage or destruction to property which is willful. Traditionally VM&M coverage was optional on many forms or added by endorsement, but today it is automatically covered by basic commercial and homeowner forms. (PR)

(Source: InsWeb)

Also see these pages: V&MM, VMM , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - V

Definition and meaning of Extended Period of Indemnity :

Extended Period of Indemnity: A Business Income coverage that continues coverage for income losses for a period of time after operations have resumed. (PR)

(Source: InsWeb)

Also see these pages: Extended Period of Indemnity , Property Insurance, Property Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - E

Definition and meaning of Antiselection :

Antiselection: The tendency of persons who present a poorer-than-average risk to apply for, or continue, insurance to a greater extent than do persons with average or better-than-average expectations of loss.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Antiselection , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - A

Definition and meaning of Loss Payee, Lien holder :

Loss Payee/Lien holder:  A person or entity with a legally secured insurable interest in another's property, usually a financial institution that loaned money to buy a car. The car is the loan collateral. If the auto is damaged in an accident, loss payments will be made to you and to the loss payee on your policy.

(Source: CarInsurance.com )

Also see these pages: Loss Payee, Lien holder , Car Insurance, Car Insurance Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Net Retention :

Net Retention: The amount of insurance that a ceding company keeps for its own account and does not reinsure.

(Source: InsWeb)

Also see these pages: Net Retention , Insurance, Insurance Sitemap, Insurance Dictionary - N

Definition and meaning of SAA :

SAA: See Surety Association of America.

(Source: InsWeb)

Also see these pages: SAA , Insurance, Insurance Sitemap, Insurance Dictionary - S

Definition and meaning of Sublimit :

Sublimit: Any limit of insurance which exists within another limit. For example, special classes of property may be subject to a specified dollar limit per occurrence, even though the policy has a higher overall limit; a health insurance policy may limit certain benefits to fixed dollar amounts or maximum amounts per day, even though the overall coverage limit is higher.

(Source: InsWeb)

Also see these pages: Sublimit , Insurance, Insurance Sitemap, Insurance Dictionary - S

Definition and meaning of solvency :

solvency: The minimum standard of financial health for an insurance company, when assets exceed liabilities.

(Source: Bank of America )

Also see these pages: solvency , Insurance, Insurance Sitemap, Insurance Dictionary - S

Titiksha titiksa (Sanskrit) [from the verbal root tij to urge, incite to action, be active in endurance or patience]

Patience, resignation, endurance; not mere passive resignation, but an active attitude of patience in supporting the events of life. Mystically, the fifth state of raja yoga -- "one of supreme indifference; submission, if necessary, to what is called 'pleasures and pains for all,' but deriving neither pleasure nor pain from such submission -- in short, the becoming physically, mentally, and morally indifferent and insensible to either pleasure or pain" (VS 93). The meaning however is not of a cold, heartless, impassive attitude towards the sufferings of others, but an active positive attitude, so far as one's individual pleasures or pains are considered, but likewise involving an active attitude of compassion for the tribulations and sufferings of others. The same thought is involved in the title Diamond-heart, given to adepts: as hard and indifferent to one's own sorrows as the diamond is hard and enduring, yet like the diamond reflecting in its facets as in mirrors the sufferings and sorrows of all around.

Also personified as a goddess, the wife of Dharma (divine law) and daughter of Daksha.

(See also: Titiksha, titiksa , Mysticism, Mysticism Dictionary, Body mind and Soul)

Definition and meaning of Representation :

Representation: Statements made by an applicant in the application, which he represents as being substantially true to the best of his knowledge and belief, but which are not warranted as exact in every detail.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Representation , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - R

Iaho. Though this name is more fully treated under the word"Yaho" and "Iao", a few words of explanation will not be found amiss. Diodorus mentions that the God of Moses was Iao; but as the latter name denotes a "mystery god", it cannot therefore be confused with Iaho or Yaho (q.v.). The Samaritans pronounced it Iabe, Yahva, and the Jews Yaho, and then Jehovah, by change of Masoretic vowels, an elastic scheme by which any change may be indulged in. But "Jehovah" is a later invention and invocation, as originally the name was Jah, or Iacchos (Bacchus). Aristotle shows the ancient Arabs representing Iach (Iacchos) by a horse, i.e., the horse of the Sun (Dionysus), which followed the chariot on which Ahura Mazda, the god of the Heavens, daily rode.

(See also: Iaho , Theosophy, Spirituality, Body mind and Soul, Spiritual Dictionary,)

Neophyte (Ancient Greek). A novice; a postulant or candidate for the Mysteries.

The methods of initiation varied. Neophytes had to pass in their trials through all the four elements, emerging in the fifth as glorified Initiates. Thus having passed through Fire (Deity), Water (Divine Spirit), Air (the Breath of God), and the Earth (Matter), they received a sacred mark, a tat and a tau, or a + and a ?. The latter was the monogram of the Cycle called the Naros, or Neros. As shown by Dr. E. V. Kenealy, in his Apocalypse, the cross in symbolical language (one of the seven meanings)"+ exhibits at the same time three primitive letters, of which the word LVX or Light is compounded. . . . The Initiates were marked with this sign, when they were admitted into the perfect mysteries. We constantly see the Tau and the Resh united thus ?.

Those two letters in the old Samaritan, as found on coins, stand, the first for 400, the second for 200 = 600. This is the staff of Osiris." Just so, but this does not prove that the Naros was a cycle of 600 years; but simply that one more pagan symbol had been appropriated by the Church.

(See "Naros" and "Neros" and also "I. H. S.")

(See also: Neophyte , Theosophy, Spirituality, Body mind and Soul, Spiritual Dictionary,)

Suffism (Ancient Greek). From the root of Sophia, "Wisdom ". A mystical sect in Persia something like the Vedantins; though very strong in numbers, none but very intelligent men join it. They claim, and very justly, the possession of the esoteric philosophy and doctrine of true Mohammedanism.

The Suffi (or Sofi) doctrine is a good deal in touch with Theosophy, inasmuch as it preaches one universal creed, and outward respect and tolerance for every popular exoteric faith. It is also in touch with Masonry.

The Suffis have four degrees and four stages of initiation:1st, probationary, with a strict outward observance of Mussulman rites, the hidden meaning of each ceremony and dogma being explained to the candidate; 2nd, metaphysical training; 3rd, the "Wisdom" degree, when the candidate is initiated into the innermost nature of things; and 4th final Truth, when the Adept attains divine powers, and complete union with the One Universal Deity in ecstacy or Samadhi.

(See also: Suffism , Theosophy, Spirituality, Body mind and Soul, Spiritual Dictionary,)

Definition and meaning of Proximate Cause :

Proximate Cause: The dominating cause of loss or damage; an unbroken chain of events between the occurrence and damage.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Proximate Cause , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - P

Sephiroth (Hebrew, Jewish). The ten emanations of Deity; the highest is formed by the concentration of the Ain Soph Aur, or the Limitless Light, and each: Sephira produces by emanation another Sephira.

The names of the Ten Sephiroth are -

1.     Kether - The Crown;

2.     Chokmah - Wisdom;

3.     Binah - Understanding;

4.     Chesed- - Mercy;

5.     Geburah - Power;

6.     Tiphereth - Beauty;

7.     Netzach - Victory;

8.     Hod -  Splendour;

9.     Jesod_Foundation; and

10.  Malkuth - The Kingdom.

The conception of Deity embodied in the Ten Sephiroth is a very sublime one, and each Sephira is a picture to the Kabbalist of a group of exalted ideas, titles and attributes, which the name but faintly represents. Each Sephira is called either active or passive, though this attribution may lead to error; passive does not mean a return to negative existence; and the two words only express the relation between individual Sephiroth, and not any absolute quality.

(See also: Sephiroth , Theosophy, Spirituality, Body mind and Soul, Spiritual Dictionary,)

Definition and meaning of Liability :

Liability: Any legally enforceable obligation.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability Limits :

Liability Limits: The stipulated sum or sums beyond which an insurance company is not liable to protect the insured.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Limits , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L

Definition and meaning of Liability Insurance :

Liability Insurance: Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property.

(Source: The Haskayne School of Business at the University of Calgary )

Also see these pages: Liability Insurance , Insurance Business, Insurance Business Sitemap,  Insurance, Insurance Sitemap, Insurance Dictionary - L