Definition and meaning of Home Health Care :

Home Health Care:  Care received at home as part-time skilled nursing care, speech therapy, physical or occupational therapy, part-time services of home health aides or help from homemakers or choreworkers. (H)

(Source: InsWeb)

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Definition and meaning of Health Benefits Package :

Health Benefits Package:  The coverages offered by a health plan to an individual or group. (H)

(Source: InsWeb)

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Definition and meaning of Risk Control Insurance :

Risk Control Insurance:  See Reinsurance. (H)

(Source: InsWeb)

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Definition and meaning of Assignment :

Assignment:  An authorization to pay Medicare benefits directly to the provider. Medicare payments may be assigned to participating providers only. (H)

(Source: InsWeb)

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Definition and meaning of Access :

Access:  The availability of medical care to a patient. This can be determined by location, transportation, type of medical services in the area, etc. (H)

(Source: InsWeb)

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Definition and meaning of Triage :

Triage:  A method of ranking sick or injured people according to the severity of their sickness or injury in order to ensure that medical and nursing staff facilities are used most efficiently. (H)

(Source: InsWeb)

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Definition and meaning of Subscriber :

Subscriber:  This term has two meanings _ first, it refers to a person or organization who pays the premiums, and second, the person whose employment makes him or her eligible for membership in the plan. (H)

(Source: InsWeb)

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Definition and meaning of Superbill :

Superbill:  A form that specifically lists all of the services provided by the physician. It cannot be used in place of the standard AMA form. (H)

(Source: InsWeb)

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Definition and meaning of Health Insurance Association of America, HIAA :

Health Insurance Association of America (HIAA):  An association supported by Life and Health insurers to provide the research, public relations, education, and legislative base for the promotion of voluntary private Health Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Accident and Sickness Insurance, A&S :

Accident and Sickness Insurance (A&S):  An older name for Health Insurance. See Health Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Medical Expense Insurance :

Medical Expense Insurance:  A form of Health Insurance that provides benefits for medical, surgical, and hospital expenses. This term is used to include coverage under the names Hospital-Surgical Expense Insurance and Medical Care Insurance. (H)

(Source: InsWeb)

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Definition and meaning of HIQA. Health Insurance Quality Award :

HIQA. Health Insurance Quality Award:  An award granted annually by the International Association of Health Underwriters or the National Association of Life Underwriters for high persistency of Health Insurance policies written by agents. See also Persistency. (H)

(Source: InsWeb)

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Definition and meaning of Disability Income Insurance :

Disability Income Insurance:  A form of health insurance that provides periodic payments to replace income, actually or presumptively lost, when the insured is unable to work as a result of sickness or injury. (H)

(Source: InsWeb)

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Definition and meaning of Travel Accident Insurance :

Travel Accident Insurance:  A form of Health Insurance limiting coverage to accidents occurring while the insured is traveling. (H)

(Source: InsWeb)

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Definition and meaning of Employee Certificate of Insurance :

Employee Certificate of Insurance:  The employee's evidence of participation in a group insurance plan, consisting of a brief summary of plan benefits. The employee is provided with a certificate of insurance rather than the actual insurance policy. (LI,H)

(Source: InsWeb)

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Definition and meaning of Group Credit Insurance :

Group Credit Insurance:  Insurance on the Life or Health of debtors of a creditor, payable for reduction or extinguishment of the debts in case of the disability or death of the debtor. (LI,H)***

(Source: InsWeb)

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Definition and meaning of Surgical Insurance Benefits :

Surgical Insurance Benefits:  A form of Health Insurance against loss due to surgical expenses. (H)

(Source: InsWeb)

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Definition and meaning of Accidental Death Insurance :

Accidental Death Insurance:  A form that provides payment if the death of the insured results from an accident. It is often combined with Dismemberment Insurance in a form called Accidental Death and Dismemberment. See also Accidental Death and Dismemberment. (LI,H)

(Source: InsWeb)

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Definition and meaning of Overhead Expense Insurance :

Overhead Expense Insurance:  Insurance which covers such things as rent, utilities, and employee salaries when a business owner becomes disabled. The insurance benefit is generally not a fixed amount, but pays the amount of expenses actually incurred. (H)

(Source: InsWeb)

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Definition and meaning of Ancillary :

Ancillary:  Additional services (other than room and board charges) such as X-rays, anesthesia, lab work, etc. Fees charged for ancillary care such as X-rays, anesthesia, and lab work. This term may also be used to describe the charge made by a pharmacy for prescriptions which exceed the health insurance plan's maximum allowable cost (MAC). (H)

(Source: InsWeb)

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Definition and meaning of Examination :

Examination:  The medical examination of an applicant for Life or Health insurance. (LI,H)

(Source: InsWeb)

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Definition and meaning of Examiner :

Examiner:  A physician appointed by the medical director of a Life or Health insurer to examine applicants. (LI,H)

(Source: InsWeb)

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