Definition and meaning of Hospital Income Insurance :

Hospital Income Insurance:  A form of insurance that provides a stated weekly or monthly payment while the insured is hospitalized, regardless of expenses incurred and regardless of whether or not other insurance is in force. The insured can use the weekly or monthly benefit as he chooses, for hospital or other expenses. (H)

(Source: InsWeb)

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Definition and meaning of Examination :

Examination:  The medical examination of an applicant for Life or Health insurance. (LI,H)

(Source: InsWeb)

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Definition and meaning of Examiner :

Examiner:  A physician appointed by the medical director of a Life or Health insurer to examine applicants. (LI,H)

(Source: InsWeb)

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Definition and meaning of HIAA :

HIAA:  See Health Insurance Association of America. (H)

(Source: InsWeb)

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Definition and meaning of HII :

HII:  See Health Insurance Institute. (H)

(Source: InsWeb)

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Definition and meaning of Major Medical Insurance :

Major Medical Insurance:  A type of Health Insurance that provides benefits up to a high limit for most types of medical expenses incurred, subject to a large deductible. Such contracts may contain limits on specific types of charges, like room and board, and a percentage participation clause sometimes called a coinsurance clause. These policies usually pay covered expenses whether an individual is in or out of the hospital. (H)

(Source: InsWeb)

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Definition and meaning of Enrollee :

Enrollee:  An eligible individual who is enrolled in a health plan _ does not include an eligible dependent. (H)

(Source: InsWeb)

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Definition and meaning of Credentialing :

Credentialing:  This involves approving a provider based on certain criteria to provide or participate in a health plan. (H)

(Source: InsWeb)

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Definition and meaning of HMO :

HMO:  See Health Maintenance Organization. (H)

(Source: InsWeb)

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Definition and meaning of HCFA :

HCFA:  Health Care Financing Administration. (H)

(Source: InsWeb)

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Definition and meaning of Member :

Member:  Anyone covered under a health plan (enrollee or eligible dependent). (H)

(Source: InsWeb)

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Definition and meaning of RHU :

RHU:  registered Health Underwriter. (H)

(Source: InsWeb)

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Definition and meaning of Utilization :

Utilization:  This refers to how much a covered group uses a particular health plan or program. (H)

(Source: InsWeb)

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Definition and meaning of Retention :

Retention:  The portion of the premium which is used by the insurance company for administrative costs. (H)

(Source: InsWeb)

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Definition and meaning of UCD :

UCD:  See Unemployment Compensation Disability Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Stop-Loss Insurance :

Stop-Loss Insurance:  This is a type of reinsurance which can be taken out by a health plan or self-funded employer plan. The plan can be written to cover excess losses over a specified amount either on a specific or individual basis, or on a total basis for the plan over a period of time such as one year. (H)

(Source: InsWeb)

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Definition and meaning of Medicare Supplement Insurance :

Medicare Supplement Insurance:  Insurance coverage sold on an individual or group basis which helps to fill the gaps in the protection provided by the Medicare program. Medicare supplements cannot duplicate any benefits provided by Medicare, but may pay part or all of Medicare's deductibles and copayments, and may cover some services and expenses not covered by Medicare. (H)

(Source: InsWeb)

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Definition and meaning of Diagnosis :

Diagnosis:  The process of identifying a disease. (H)

(Source: InsWeb)

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Definition and meaning of DBL :

DBL:  See Disability Benefits Law. (H)

(Source: InsWeb)

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Definition and meaning of Delete :

Delete:  This refers to the process of taking an individual off Medicare coverage. (H)

(Source: InsWeb)

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Definition and meaning of ERISA :

ERISA:  See Employee Retirement Income Security Act. (H,LI)

(Source: InsWeb)

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Definition and meaning of Emergency :

Emergency:  An injury or disease which happens suddenly and requires treatment within 24 hours. (H)

(Source: InsWeb)

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