Definition and meaning of Risk Control Insurance :

Risk Control Insurance:  See Reinsurance. (H)

(Source: InsWeb)

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Definition and meaning of Accident and Sickness Insurance, A&S :

Accident and Sickness Insurance (A&S):  An older name for Health Insurance. See Health Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Medical Expense Insurance :

Medical Expense Insurance:  A form of Health Insurance that provides benefits for medical, surgical, and hospital expenses. This term is used to include coverage under the names Hospital-Surgical Expense Insurance and Medical Care Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Disability Income Insurance :

Disability Income Insurance:  A form of health insurance that provides periodic payments to replace income, actually or presumptively lost, when the insured is unable to work as a result of sickness or injury. (H)

(Source: InsWeb)

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Definition and meaning of Travel Accident Insurance :

Travel Accident Insurance:  A form of Health Insurance limiting coverage to accidents occurring while the insured is traveling. (H)

(Source: InsWeb)

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Definition and meaning of Employee Certificate of Insurance :

Employee Certificate of Insurance:  The employee's evidence of participation in a group insurance plan, consisting of a brief summary of plan benefits. The employee is provided with a certificate of insurance rather than the actual insurance policy. (LI,H)

(Source: InsWeb)

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Definition and meaning of Group Credit Insurance :

Group Credit Insurance:  Insurance on the Life or Health of debtors of a creditor, payable for reduction or extinguishment of the debts in case of the disability or death of the debtor. (LI,H)***

(Source: InsWeb)

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Definition and meaning of Surgical Insurance Benefits :

Surgical Insurance Benefits:  A form of Health Insurance against loss due to surgical expenses. (H)

(Source: InsWeb)

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Definition and meaning of Accidental Death Insurance :

Accidental Death Insurance:  A form that provides payment if the death of the insured results from an accident. It is often combined with Dismemberment Insurance in a form called Accidental Death and Dismemberment. See also Accidental Death and Dismemberment. (LI,H)

(Source: InsWeb)

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Definition and meaning of Overhead Expense Insurance :

Overhead Expense Insurance:  Insurance which covers such things as rent, utilities, and employee salaries when a business owner becomes disabled. The insurance benefit is generally not a fixed amount, but pays the amount of expenses actually incurred. (H)

(Source: InsWeb)

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Definition and meaning of Hospital Insurance, HI :

Hospital Insurance (HI):  Also identified as Part A of Medicare. HI provides inpatient hospital care, skilled nursing care home health and hospice care subject to a benefit period deductible and copayments for certain services. (H)

(Source: InsWeb)

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Definition and meaning of Assignment :

Assignment:  An authorization to pay Medicare benefits directly to the provider. Medicare payments may be assigned to participating providers only. (H)

(Source: InsWeb)

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Definition and meaning of Access :

Access:  The availability of medical care to a patient. This can be determined by location, transportation, type of medical services in the area, etc. (H)

(Source: InsWeb)

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Definition and meaning of Triage :

Triage:  A method of ranking sick or injured people according to the severity of their sickness or injury in order to ensure that medical and nursing staff facilities are used most efficiently. (H)

(Source: InsWeb)

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Definition and meaning of Subscriber :

Subscriber:  This term has two meanings _ first, it refers to a person or organization who pays the premiums, and second, the person whose employment makes him or her eligible for membership in the plan. (H)

(Source: InsWeb)

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Definition and meaning of Superbill :

Superbill:  A form that specifically lists all of the services provided by the physician. It cannot be used in place of the standard AMA form. (H)

(Source: InsWeb)

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Definition and meaning of Loss of Income Insurance :

Loss of Income Insurance:  Insurance paying loss of income benefits. (H)

(Source: InsWeb)

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Definition and meaning of Short-Term Disability Insurance :

Short-Term Disability Insurance:  A group or individual policy usually written to cover disabilities of 13 or 26 weeks duration, though coverage for as long as two years is not uncommon. Contrast with Long-Term Disability Insurance. (H)

(Source: InsWeb)

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Definition and meaning of A&H, A&S, Accident and Health Insurance, Accident and Sickness Insurance :

A&H, A&S. Accident and Health Insurance, Accident and Sickness Insurance:  Once commonly used as generic designations for the entire field now called Health Insurance. See Health Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Group Disability Insurance :

Group Disability Insurance:  Coverage provided for a group of individuals for loss of compensation due to accident or sickness. (H)

(Source: InsWeb)

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Definition and meaning of Supplemental Medical Insurance, SMI :

Supplemental Medical Insurance (SMI):  Part B of Medicare is a voluntary program which generally covers physician's services and various outpatient services. A premium is charged for electing Part B coverage. (H)

(Source: InsWeb)

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Definition and meaning of Ancillary :

Ancillary:  Additional services (other than room and board charges) such as X-rays, anesthesia, lab work, etc. Fees charged for ancillary care such as X-rays, anesthesia, and lab work. This term may also be used to describe the charge made by a pharmacy for prescriptions which exceed the health insurance plan's maximum allowable cost (MAC). (H)

(Source: InsWeb)

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