Definition and meaning of Credit Insurance :

Credit Insurance:  Insurance on a debtor in favor of a creditor to pay off the balance due on a loan in the event of the death or disability of the debtor. Liability Insurance for abnormal loss from bad debts. (LI,H)

(Source: InsWeb)

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Definition and meaning of Fraternal Insurance :

Fraternal Insurance:  Insurance offered a special group of people, namely, members of a lodge or a fraternal order. Such insurance may be written on an assessment basis or on a legal reserve basis. (LI,H)***

(Source: InsWeb)

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Definition and meaning of Hospitalization Insurance :

Hospitalization Insurance:  A form of insurance that provides reimbursement within contractual limits for hospital and specific related expenses arising from hospitalization caused by injury or sickness. (H)

(Source: InsWeb)

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Definition and meaning of Franchise Insurance :

Franchise Insurance:  A plan for covering groups of persons with individual policies having uniform provisions, although they may differ in benefits. Individual contracts are issued to each person with individual underwriting. It is usually applied to groups too small to qualify for true group coverage, and the solicitation of cases usually takes place among an employer's work force with his consent. In Life Insurance, it is sometimes called Wholesale Insurance. Contrast with True Group Insurance. (LI,H)***

(Source: InsWeb)

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Definition and meaning of Nonprofit Insurers :

Nonprofit Insurers:  Insurers organized under special state laws, usually exempting them from some taxes imposed on regular insurers, to supply Medical Expense Reimbursement Insurance, usually on a service basis. "Blue" plans (Blue Cross and Blue Shield) in most states are an example. (H)

(Source: InsWeb)

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Definition and meaning of Health Insurance Association of America, HIAA :

Health Insurance Association of America (HIAA):  An association supported by Life and Health insurers to provide the research, public relations, education, and legislative base for the promotion of voluntary private Health Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Accrete :

Accrete:  A Medicare term which means the process of adding new members to a health plan. (H)

(Source: InsWeb)

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Definition and meaning of Home Health Services :

Home Health Services:  Health care services provided by a licensed home health agency in the patient's home which is a covered expense under Part A of Medicare. (H)

(Source: InsWeb)

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Definition and meaning of HIQA. Health Insurance Quality Award :

HIQA. Health Insurance Quality Award:  An award granted annually by the International Association of Health Underwriters or the National Association of Life Underwriters for high persistency of Health Insurance policies written by agents. See also Persistency. (H)

(Source: InsWeb)

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Definition and meaning of Hospital Expense Insurance :

Hospital Expense Insurance:  See Hospitalization Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Medical Care Insurance :

Medical Care Insurance:  See Medical Expense Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Loss of Time Insurance :

Loss of Time Insurance:  See Loss of Income Insurance. (H)

(Source: InsWeb)

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Definition and meaning of Allied Health Personnel :

Allied Health Personnel:  Health personnel who perform duties which would otherwise have to be performed by physicians, optometrists, dentists, podiatrists, nurses, and chiropractors. Also called paramedical personnel. (H)

(Source: InsWeb)

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Definition and meaning of Home Health Agency :

Home Health Agency:  A certified facility approved by a health plan to provide services under contract. (H)

(Source: InsWeb)

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Definition and meaning of Home Health Care :

Home Health Care:  Care received at home as part-time skilled nursing care, speech therapy, physical or occupational therapy, part-time services of home health aides or help from homemakers or choreworkers. (H)

(Source: InsWeb)

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Definition and meaning of Health Benefits Package :

Health Benefits Package:  The coverages offered by a health plan to an individual or group. (H)

(Source: InsWeb)

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Definition and meaning of Admits :

Admits:  The number of admissions to a hospital (including outpatient and inpatient facilities). (H)

(Source: InsWeb)

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Definition and meaning of Aftercare :

Aftercare:  Individualized patient services required after hospitalization or rehabilitation. (H)

(Source: InsWeb)

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Definition and meaning of ADL :

ADL:  See Activities of Daily Living Standards. (H)

(Source: InsWeb)

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Definition and meaning of SNF :

SNF:  Skilled Nursing Facility. (H)

(Source: InsWeb)

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Definition and meaning of Sickness :

Sickness:  Includes physical illness, disease, pregnancy, but does not include mental illness. (H)

(Source: InsWeb)

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