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Insurance - Life insurance and saving

Insurance - Life insurance and saving: Encyclopedia II - Insurance - Life insurance and saving

Certain life insurance contracts accumulate cash values, which may be taken by the insured if the policy is surrendered or which may be borrowed against. Some policies, such as annuities and endowment policies, are financial instruments to accumulate or liquidate wealth when it is needed. See life insurance. In many countries, such as the US and the UK, tax law provides that the interest on this cash value is not taxable under certain circumstances. This leads to widespread use of life insurance as a tax-efficient method of sa ...

Insurance, Insurance - Principles of insurance, Insurance - Indemnification, Insurance - How an insurance company makes money, Insurance - Determination of rate structures, Insurance - Gambling analogy, Insurance - History of insurance, Insurance - Types of insurance, Insurance - Types of insurance companies, Insurance - Life insurance and saving, Insurance - Financial viability of insurance companies, Insurance - Controversies, Insurance - Insurance insulates too much, Insurance - Complexity of insurance policy contracts, Insurance - Redlining, Insurance - Health insurance, Insurance - Dental insurance, Insurance - Insurance Patents, Insurance - The insurance industry and rent seeking, Insurance - Insurance in Blackjack, Insurance - Glossary, Insurance - Quote, Insurance - Lists

Insurance, Insurance - Complexity of insurance policy contracts, Insurance - Controversies, Insurance - Dental insurance, Insurance - Determination of rate structures, Insurance - Financial viability of insurance companies, Insurance - Gambling analogy, Insurance - Glossary, Insurance - Health insurance, Insurance - History of insurance, Insurance - How an insurance company makes money, Insurance - Indemnification, Insurance - Insurance Patents, Insurance - Insurance in Blackjack, Insurance - Insurance insulates too much, Insurance - Life insurance and saving, Insurance - Lists, Insurance - Principles of insurance, Insurance - Quote, Insurance - Redlining, Insurance - The insurance industry and rent seeking, Insurance - Types of insurance, Insurance - Types of insurance companies, Cindy Ossias, False insurance claims, Financial services (broader industry to which insurance belongs), Intergovernmental Risk Pool, Uberrima fides

Insurance: Encyclopedia II - Insurance - Life insurance and saving

Insurance - Life insurance and saving

In many countries, such as the US and the UK, tax law provides that the interest on this cash value is not taxable under certain circumstances. This leads to widespread use of life insurance as a tax-efficient method of saving as well as protection in the event of early death.

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Adapted from the Wikipedia article "Life insurance and saving", under the G.N U Free Docmentation License. Please also see http://en.wikipedia.org/wiki

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